JM Care Plan by Jewelers Mutual

Carat & Co. and Jewelers Mutual are committed to helping you protect your watch & jewelry by offering protection on normal wear, beyond the manufacturer warranty. The JM Care Plan offers 3-year and lifetime jewelry and 3-year watch plans.

What's Covered:


  • Mechanism failure
  • Crystal scratches or breaks
  • Case or bezel damage
  • Broken stem, crown or clasp
  • Water damage to water-resistance watches
  • Refurbishment of metal bracelet
  • Strap replacement for rips or tears
  • Battery replacement


  • Ring re-sizing
  • Rhodium plating
  • Refinishing and polishing
  • Loss of center diamonds or gemstones due to a defective setting
  • Broken, bent or worn prongs
  • Cracked or thinning band or shank
  • Broken clasps, bracelets or chains
  • Replacing cracked or chipped stones
  • Broken earring posts
  • Pearl restringing

Contact Us For More Information